What should you do if your vehicle is involved in an accident causing major damage?

When your vehicle is involved in an accident causing major damage, it is important to make a written report to the DMV as required. This step ensures that there is an official record of the incident, which is crucial for legal and insurance purposes. Many states, including New Mexico, have regulations that mandate drivers to notify the DMV after an accident that results in significant damage, injuries, or fatalities. This report not only helps maintain accurate accident records but also protects you in potential disputes or claims regarding the incident.

Creating a report is part of your responsibility as a driver and promotes accountability. It allows law enforcement and insurance entities to have all necessary information on record, which can be pivotal in determining fault, assessing damages, and processing claims. This requires gathering relevant details from the accident scene, such as the names of the parties involved, insurance information, and any witness statements.

Other options may present misguided approaches. Leaving the scene to avoid complications can lead to legal repercussions, as it may be considered a hit-and-run. Relying on another driver to make a report places your information and potential liabilities in someone else's hands. Likewise, while contacting your insurance company is also vital, it should not be the only action taken, and it does not replace the legal obligation